College Football Week 5 Predictions & Odds (2026)

Experimental model: market-anchored, it moves the line only slightly and matched the closing line in the 2024-25 backtest rather than beating it. A second opinion, not a pick. Odds are shown for information only and change quickly; confirm the price at the sportsbook. There is no gambling offered on this site. If you or someone you know has a gambling problem, call or text 1-800-MY-RESET.

Every college football game in week 5 of the 2026 season with the consensus spread and total, an experimental model projection, and results against the spread once games are final.

Week 5 games

MatchupKickoff (ET)SpreadTotalModel projection (experimental)Final
Western Kentucky at New Mexico StateThu Oct 1, 8:00 PMNew Mexico State -1.556Western Kentucky 28.2 - New Mexico State 28.8; New Mexico State wins 51%Western Kentucky 13, New Mexico State 34
North Texas at TulsaThu Oct 1, 9:00 PMTulsa +257North Texas 28.4 - Tulsa 29.1; Tulsa wins 52%North Texas 45, Tulsa 44
Pittsburgh at Virginia TechFri Oct 2, 7:00 PMVirginia Tech -1.553Pittsburgh 26.7 - Virginia Tech 28; Virginia Tech wins 53%Pittsburgh 35, Virginia Tech 33
Liberty at DelawareFri Oct 2, 7:00 PMDelaware +751.5Liberty 28.5 - Delaware 21.7; Liberty wins 69%Liberty 30, Delaware 14
Penn State at NorthwesternFri Oct 2, 8:00 PMNorthwestern +347Penn State 24.1 - Northwestern 21.6; Penn State wins 55%Penn State 13, Northwestern 34
Memphis at CharlotteSat Oct 3, 11:00 AMCharlotte +19.552Memphis 36.4 - Charlotte 16.3; Memphis wins 89%Memphis 59, Charlotte 8
No. 7 Alabama at No. 16 Mississippi StateSat Oct 3, 12:00 PMMississippi State +5.562Alabama 33.5 - Mississippi State 27.3; Alabama wins 67%Alabama 56, Mississippi State 23
Middle Tennessee at KansasSat Oct 3, 12:00 PMKansas -2151Middle Tennessee 14.9 - Kansas 35.9; Kansas wins 90%Middle Tennessee 0, Kansas 55
UCF at No. 20 HoustonSat Oct 3, 12:00 PMHouston -10.551UCF 19.9 - Houston 31; Houston wins 78%UCF 17, Houston 27
West Virginia at Iowa StateSat Oct 3, 12:00 PMIowa State -353West Virginia 25.1 - Iowa State 28.3; Iowa State wins 60%West Virginia 42, Iowa State 45
Boston College at No. 21 SMUSat Oct 3, 12:00 PMSMU -21.555Boston College 17 - SMU 38.3; SMU wins 90%Boston College 16, SMU 25
No. 3 Notre Dame at North CarolinaSat Oct 3, 12:00 PMNorth Carolina +2146.5Notre Dame 33.6 - North Carolina 12.9; Notre Dame wins 90%Notre Dame 37, North Carolina 26
Stanford at Wake ForestSat Oct 3, 12:00 PMWake Forest -14.554Stanford 19.3 - Wake Forest 34.2; Wake Forest wins 83%Stanford 3, Wake Forest 57
Syracuse at UConnSat Oct 3, 12:00 PMUConn +6.551Syracuse 27.9 - UConn 22.7; Syracuse wins 65%Syracuse 42, UConn 41
Michigan at MinnesotaSat Oct 3, 12:00 PMMinnesota +642Michigan 25.2 - Minnesota 18.2; Michigan wins 70%Michigan 14, Minnesota 20
Navy at Air ForceSat Oct 3, 12:00 PMAir Force -345Navy 21.3 - Air Force 24; Air Force wins 56%Navy 9, Air Force 14
Michigan State at WisconsinSat Oct 3, 12:30 PMWisconsin -943Michigan State 16.8 - Wisconsin 27; Wisconsin wins 77%Michigan State 3, Wisconsin 31
Vanderbilt at No. 2 GeorgiaSat Oct 3, 12:45 PMGeorgia -25.550Vanderbilt 12.9 - Georgia 37.2; Georgia wins 93%Vanderbilt 14, Georgia 38
Western Michigan at BuffaloSat Oct 3, 1:00 PMBuffalo +1346Western Michigan 30 - Buffalo 17.4; Western Michigan wins 80%Western Michigan 20, Buffalo 17
Toledo at Ball StateSat Oct 3, 2:00 PMBall State +2152Toledo 35.8 - Ball State 15.4; Toledo wins 89%Toledo 39, Ball State 24
No. 8 Florida at No. 25 MissouriSat Oct 3, 3:30 PMMissouri +5.558Florida 31.1 - Missouri 26.4; Florida wins 64%Florida 17, Missouri 45
Auburn at No. 17 TennesseeSat Oct 3, 3:30 PMTennessee -654Auburn 24.2 - Tennessee 30.3; Tennessee wins 67%Auburn 14, Tennessee 24
California at UNLVSat Oct 3, 3:30 PMUNLV -252California 25.8 - UNLV 27.3; UNLV wins 53%California 31, UNLV 39
Louisville at NC StateSat Oct 3, 3:30 PMNC State +457Louisville 30.8 - NC State 26.8; Louisville wins 63%Louisville 28, NC State 31
Virginia at Florida StateSat Oct 3, 3:30 PMFlorida State +151.5Virginia 26 - Florida State 25.1; Virginia wins 52%Virginia 7, Florida State 38
No. 5 Ohio State at No. 14 IowaSat Oct 3, 3:30 PMIowa +1446Ohio State 31.1 - Iowa 14.3; Ohio State wins 85%Ohio State 31, Iowa 14
Samford at UABSat Oct 3, 3:30 PMUAB -30.554Samford 14, UAB 33
Wyoming at North Dakota StateSat Oct 3, 3:30 PMNorth Dakota State -1744.5Wyoming 13.6 - North Dakota State 31; North Dakota State wins 86%Wyoming 0, North Dakota State 28
Akron at Central MichiganSat Oct 3, 3:30 PMCentral Michigan -747Akron 20.4 - Central Michigan 27.3; Central Michigan wins 70%Akron 17, Central Michigan 41
Eastern Michigan at MassachusettsSat Oct 3, 3:30 PMMassachusetts -649Eastern Michigan 21.4 - Massachusetts 27.9; Massachusetts wins 68%Eastern Michigan 38, Massachusetts 14
Ohio at Kent StateSat Oct 3, 3:30 PMKent State +3.551Ohio 27.7 - Kent State 22.6; Ohio wins 65%Ohio 13, Kent State 10
Bowling Green at Miami (OH)Sat Oct 3, 3:30 PMMiami (OH) -1142Bowling Green 14.2 - Miami (OH) 28.1; Miami (OH) wins 82%Bowling Green 24, Miami (OH) 20
Old Dominion at Georgia StateSat Oct 3, 3:30 PMGeorgia State -251.5Old Dominion 24.8 - Georgia State 26.5; Georgia State wins 54%Old Dominion 10, Georgia State 42
Marshall at James MadisonSat Oct 3, 3:45 PMJames Madison -1656Marshall 19.6 - James Madison 36.9; James Madison wins 86%Marshall 17, James Madison 45
Maryland at NebraskaSat Oct 3, 4:00 PMNebraska -1552.5Maryland 19.6 - Nebraska 33.1; Nebraska wins 80%Maryland 23, Nebraska 48
UTEP at New MexicoSat Oct 3, 4:00 PMNew Mexico -2348UTEP 13.9 - New Mexico 35.1; New Mexico wins 90%UTEP 7, New Mexico 61
No. 24 Kentucky at South CarolinaSat Oct 3, 4:15 PMSouth Carolina -2.553Kentucky 25.7 - South Carolina 28.1; South Carolina wins 55%Kentucky 35, South Carolina 34
Purdue at IllinoisSat Oct 3, 4:15 PMIllinois -1062.5Purdue 26.5 - Illinois 36; Illinois wins 75%Purdue 24, Illinois 17
Oregon State at Colorado StateSat Oct 3, 6:00 PMColorado State +761.5Oregon State 34.5 - Colorado State 27.9; Oregon State wins 69%Oregon State 56, Colorado State 26
Texas Southern at Florida AtlanticSat Oct 3, 6:00 PMFlorida Atlantic -4662Texas Southern 10, Florida Atlantic 66
Arkansas at Texas A&MSat Oct 3, 7:00 PMTexas A&M -1451Arkansas 18.6 - Texas A&M 32.2; Texas A&M wins 81%Arkansas 7, Texas A&M 34
No. 10 BYU at TCUSat Oct 3, 7:00 PMTCU +648BYU 26.7 - TCU 20.8; BYU wins 67%BYU 17, TCU 10
UTSA at RiceSat Oct 3, 7:00 PMRice +1256UTSA 33.1 - Rice 22.8; UTSA wins 77%UTSA 16, Rice 14
Georgia Southern at Coastal CarolinaSat Oct 3, 7:00 PMCoastal Carolina +253.5Georgia Southern 27.5 - Coastal Carolina 25.3; Georgia Southern wins 55%Georgia Southern 31, Coastal Carolina 24
UL Monroe at South AlabamaSat Oct 3, 7:00 PMSouth Alabama -1357UL Monroe 21.7 - South Alabama 35.3; South Alabama wins 80%UL Monroe 35, South Alabama 52
No. 12 Texas Tech at ColoradoSat Oct 3, 7:30 PMColorado +13.550Texas Tech 32.2 - Colorado 18.6; Texas Tech wins 81%Texas Tech 29, Colorado 7
No. 4 Miami at ClemsonSat Oct 3, 7:30 PMClemson +1548.5Miami 32.5 - Clemson 15.5; Miami wins 85%Miami 41, Clemson 13
Washington at No. 18 USCSat Oct 3, 7:30 PMUSC -858Washington 24.3 - USC 34.3; USC wins 76%Washington 21, USC 25
Utah State at No. 22 Boise StateSat Oct 3, 7:30 PMBoise State -19.551Utah State 16.5 - Boise State 35.2; Boise State wins 88%Utah State 18, Boise State 37
Temple at South FloridaSat Oct 3, 7:30 PMSouth Florida -5.549.5Temple 21.5 - South Florida 27.5; South Florida wins 67%Temple 17, South Florida 13
Army at Louisiana TechSat Oct 3, 7:30 PMLouisiana Tech PK47Army 25.2 - Louisiana Tech 22.7; Army wins 56%Army 29, Louisiana Tech 31
McNeese at No. 11 LSUSat Oct 3, 7:45 PMLSU -5362McNeese 14, LSU 63
No. 6 Indiana at RutgersSat Oct 3, 8:00 PMRutgers +2457Indiana 40.4 - Rutgers 16.1; Indiana wins 93%Indiana 47, Rutgers 15
Arkansas State at LouisianaSat Oct 3, 8:00 PMLouisiana -549Arkansas State 21.2 - Louisiana 27.2; Louisiana wins 67%Arkansas State 20, Louisiana 23
Fresno State at Washington StateSat Oct 3, 9:30 PMWashington State -245Fresno State 21.7 - Washington State 24.3; Washington State wins 56%Fresno State 26, Washington State 6
Baylor at Arizona StateSat Oct 3, 10:30 PMArizona State -3.549Baylor 22.3 - Arizona State 25.8; Arizona State wins 62%Baylor 55, Arizona State 19
Texas State at San Diego StateSat Oct 3, 10:30 PMSan Diego State +1057.5Texas State 33.6 - San Diego State 23.9; Texas State wins 76%Texas State 29, San Diego State 31
Cincinnati at ArizonaSat Oct 3, 11:00 PMArizona -756Cincinnati 24 - Arizona 31.1; Arizona wins 70%Cincinnati 7, Arizona 34
San José State at Hawai'iSat Oct 3, 11:59 PMHawai'i -351San José State 23.9 - Hawai'i 27.1; Hawai'i wins 60%San José State 20, Hawai'i 16

Data provided by CollegeFootballData.com