Memphis at Charlotte

Experimental model: market-anchored, it moves the line only slightly and matched the closing line in the 2024-25 backtest rather than beating it. A second opinion, not a pick. Odds are shown for information only and change quickly; confirm the price at the sportsbook. There is no gambling offered on this site. If you or someone you know has a gambling problem, call or text 1-800-MY-RESET.

Memphis 59, Charlotte 8 on Oct 3, 2026. Against the closing line, Memphis covered; the total went over. Box score context, records against the spread and the head-to-head series.

Game details

  • Kickoff (ET): Saturday, October 3, 2026, 11:00 AM
  • Venue: Jerry Richardson Stadium
  • Consensus spread: Charlotte +19.5
  • Consensus total: 52
  • Moneyline: Charlotte +750 / Memphis -1292
  • Model projection (experimental): Memphis 36.4 - Charlotte 16.3; Memphis wins 89%
  • Model fair line (experimental): Charlotte +20, total 53
  • Final: Memphis 59, Charlotte 8
  • Against the spread: Memphis covered
  • Total: Over

Team comparison

TeamRecordConfATSAPSP+
Memphis8-25-16-4-09.6
Charlotte1-91-55-5-0-27.4

Memphis recent games

DateOpponentResultScore
Sep 19vs UT MartinW45-21
Sep 12at Boise StateL20-38
Sep 5vs Arkansas StateW42-24

Charlotte recent games

DateOpponentResultScore
Sep 26vs LouisianaL7-34
Sep 19at App StateL21-26
Sep 12at Ole MissL9-41

Head-to-head (last 2 meetings)

SeasonHomeAwayScore
2024MemphisCharlotte33-28
2023CharlotteMemphis38-44

Data provided by CollegeFootballData.com