Experimental model: market-anchored, it moves the line only slightly and matched the closing line in the 2024-25 backtest rather than beating it. A second opinion, not a pick. Odds are shown for information only and change quickly; confirm the price at the sportsbook. There is no gambling offered on this site. If you or someone you know has a gambling problem, call or text 1-800-MY-RESET.
Charlotte 38, Temple 31 on Oct 17, 2026. Against the closing line, Charlotte covered; the total went over. Box score context, records against the spread and the head-to-head series.
Game details
Kickoff (ET): Saturday, October 17, 2026, 1:00 PM
Venue: Lincoln Financial Field
Consensus spread: Temple -18.5
Consensus total: 47
Moneyline: Temple -1673 / Charlotte +900
Model projection (experimental): Charlotte 13.3 - Temple 33.1; Temple wins 88%
Model fair line (experimental): Temple -20, total 46.5